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Private health insurance


Private health insurance gives you access to eligible health treatment when you need it. From seeing a specialist for diagnosis to having a comfortable private hospital stay, we’re there to look after your health and wellbeing. We offer a range of levels of cover and premiums to best suit everyone's specific needs.

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Best Health Insurance for the eleventh consecutive year according to the study prepared by the CRONOS consultancy (Feb-2022).

Main advantages

  • Lifetime Coverage.

  • Coverage for diagnostic tests and admissions requested by professionals outside our medical directory.

  • Payment protection.

  • Coverage medical expenses traffic and work accidents.

  • Newborn and/or adopted inclusion when the father or mother is insured with AXA.

  • Umbilical cord blood cryopreservation.

  • Cutting-edge medical and technological innovations.

  • Extensive catalog in prosthetics.

  • Home emergencies by free choice.

  • Extensive medical staff, in the best centers and most prestigious hospitals in Spain with more than 44,000 professionals.

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MODALITIES


ÓPTIMA JOVENfrom €13 per month, for specialists and diagnostic tests.


ÓPTIMA: private medical insurance with the maximum coverage, with fixed fees and no surprises.


ÓPTIMA FAMILIAR100% medical coverage with comfortable monthly copayments.


ÓPTIMA PLUS: the best health insurance, with worldwide coverage and free choice of doctors, as well as coveragepremium and reimbursement of expenses.

 

 



DENTAL INSURANCEaccess to all private dental services.
 

free servicess:

  • A dental cleaning every year

  • A dental examination every year

  • X-rays.

  • Tooth extraction with pre and post care.
     

Advantages of dental insurance:

  • No age limit.

  • Without LACK.

  • More than 2000 concerted professionals.

  • Up to 47% discount compared to the average market price.

  • 35 services included for free.

  • Children under 10 years FREE.
     



TRAVEL INSURANCE


Did you know that the US, Canada and Japan have the highest medical costs in the world?
€10,000 for each day of hospitalization, €7,500 for treating a broken leg or €750 for a blood test.

Whether it is due to a toothache, lost luggage or some health complication, with AXA Travel all you have to worry about is enjoying your vacation.


Most important coverages:

  • Medical expenses.

  • Disability payment.

  • Payment in case of death.

  • Ambulance.

  • Transportation in case of death.

  • Companion costs.

  • Early return.

  • Extension of stay per insured person and accompanying person (€90 per day).

  • Baggage delay.

  • Civil Liability.

  • Baggage theft.


Health Insurance Subsidy
 

  • The insurance entitles you to receive daily compensation of between €20 and €200, in the event of being hospitalized in Spain as a result of an accident and/or illness.

  • In case of hospitalization in UVI, the insured will receive double daily compensation.

  • From the first night of hospitalization and up to 365 days of compensation.

Get a personalized budget

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